Uneven pay in. One steady paycheck out.
A Google Sheets budget for pay that changes every week. Log each payout, shift or tip, and the sheet turns it into one steady monthly paycheck, with tax set aside and miles tracked.
$25.98 $12.99 on Etsy, 50% off, sale through Dec 1 · Instant download · Free Google Sheets
Great week, dead week, repeat.
Which app is worth it?
Payouts look fine until you count the hours and the miles.
Tax time surprise
Nobody takes tax out of gig pay, and the quarterly dates come fast.
Slow weeks hit the bills
Rent is the same every month. Your pay is not.
6 reasons gig workers budget this way
A steady paycheck from uneven pay
Pay goes into a holding buffer. The Months tab pays you one steady amount each month.
A cautious forecast
The forecast uses the slowest of your last 3 full months after tax, so you plan on a quiet month.
$ per hour and $ per mile, by app
Log hours and miles with each payout and see what every income source really earns.
Drive, deliver or serve? Plan on the slow month.
Get the Gig Budget →Tax set aside as you go
Taxes & Miles sets aside tax from gig income and shows the quarterly dates.
Miles at the 2026 rates
Mileage is tracked with the 2026 rates built in.
Bills covered, in order
Bills (40), debt (10) and savings (10) in one place. The Dashboard shows which bills are covered so far.
Set up once, then a few minutes a week
- Download the PDF guide on Etsy and tap the link to make your own copy in Google Sheets.
- Fill in Start Here: your income sources and money info.
- Every payout: one line in the Income Log, with hours and miles.
- Open the Dashboard on your phone or laptop whenever you want the big picture.
Start with one, grow into more
Gig & Irregular Income Budget · $12.999 tabs, Example + Blank. List $25.98, 50% off through Dec 1.
Self-Employed Money Bundle · $24.95The Gig budget plus Freelancer Bookkeeping in dark + light. List $49.90, 50% off through Dec 1.
Also inside the Complete Money Library · $39.95The Gig & Irregular Income Budget is one of 11 Google Sheets templates + 2 bonuses. List $79.90, 50% off through Dec 1.What you're getting
- Product
- Gig & Irregular Income Budget, a Google Sheets budget for uneven pay
- Price
- $12.99 on Etsy (list $25.98, 50% off, sale through Dec 1). Verified Nov 7, 2026.
- Includes
- Start Here guide PDF with copy links, quick start, tips and FAQ
- Example version (sample numbers) and Blank version
- 9 tabs: Start Here, Dashboard, Income Log (hours + miles, $/hr and $/mile per source), Months (steady paycheck + buffer + cautious forecast), Bills (40), Spending, Taxes & Miles (quarterly set-aside, 2026 mileage rates), Debt (10), Savings (10)
- Format
- Google Sheets, free Google account needed. Dark mode only.
- Delivery
- Instant digital download. Nothing is shipped.
- Bundle
- Self-Employed Money Bundle, $24.95 (list $49.90): this budget + Freelancer Bookkeeping dark + light.
- Also inside
- The Complete Money Library ($39.95, list $79.90, sale through Dec 1) includes the Gig & Irregular Income Budget among its 11 Google Sheets templates + 2 bonuses.
- Good to know
- Does not connect to your bank or file taxes. Tax set-aside is an estimate for planning, not tax advice.
Made for
- Rideshare and delivery drivers
- Tipped and hospitality workers
- 1099 workers mixing gig and part-time pay
Not for
- Anyone wanting a bank-linked app
- Anyone wanting tax filing done
- Excel-only users
Numbers in our pictures come from the included Example (sample data), not anyone's real results. No reviews yet, and we won't invent any.
FAQ
Does it file my taxes?
No. It estimates a set-aside and shows quarterly dates. Check with a tax professional.
Do I need to pay for Google Sheets?
No. It works in free Google Sheets, including the phone app. You need a free Google account.
Does it connect to my bank?
No. You type your own amounts. No account numbers or passwords.
Can I use it in Excel?
You can download it as .xlsx, but some features may work differently. It is built for Google Sheets.
What if something isn't working?
Message the shop on Etsy and we'll help. Because it's digital, returns and exchanges aren't accepted.
Make slow weeks boring
Start with the budget, or get the Self-Employed Money Bundle with bookkeeping.
Prices as verified on Etsy Nov 7, 2026: 50% off, sale through Dec 1 · Checkout on Etsy