Every gift. Every extra. No December surprises.

Gifts are the part everyone plans. The budget actually dies on the extras: wrapping paper and tape, postage for out-of-town family, decor and the tree, holiday food, outings, outfits. The Spending Log exists for exactly that — everything that isn't a gift gets logged as you buy it, not reconstructed from a bank statement in January.

Behind it, 10 renameable budget categories give each kind of spending its own limit — and a category that goes over budget turns red, while it's still November and you can do something about it. Gifts flow into the categories automatically, so the two halves of Christmas spending finally add up in one place.

The Dashboard puts one number at the top: left to spend, against your total budget. Under it: what you've spent, what's still planned, and how much wiggle room is really left. If a category goes over, the Dashboard says which one — and whether you still fit overall.

It's built phone-first, because that's where the decisions happen: standing in the store, cart half full, wondering if this is the purchase that breaks December. Open the Dashboard and you'll know before you're at the register.

Flag the people you want treated the same with Keep Even, and the planner does the comparing for you. The Dashboard lines up their totals, gift counts, and stocking stuffers side by side and tells you plainly who is behind.

No mental math in the toy aisle, no Christmas-morning pile audit. If one kid is a gift short in mid-December, you find out while there's still time to fix it quietly.

You set your mail-by date once, and the Dashboard counts down to it right next to the Christmas countdown. Every gift on your list has a Shipped checkbox — and if an online order's arrival date lands after your mail-by date, that gift gets an arriving-late flag while you can still change plans.

Out-of-town family stops being a leap of faith. You can see what's mailed, what's still sitting by the door, and what's cutting it close.

“We should have saved for this” is a December feeling. This planner turns it into a November number: it takes what's still planned, divides it by the weeks left, and tells you exactly what to set aside — each week, or each 2-week paycheck if that's how you get paid. Money you've already set aside lowers the amount automatically.

Three countdowns keep it honest: days to Christmas, to your mail-by date, and to your done-shopping date. Set it up this week and the plan is small, weekly, and done before the rush.

The Gift List holds up to 80 gifts and 20 people, each person with their own budget and a running total on every row. Every gift gets four checkboxes — Stocking, Bought, Wrapped, Shipped — and the Dashboard rolls it all up: bought, wrapped, and shipped counts, plus who is done and who still needs a gift.

One screen answers the three questions December asks you daily: What's left to spend? Who's left to buy for? What's left to wrap? And the sixth tab keeps the rest of the season in the same place — a Christmas card list (photo card and sent checkboxes, stamps still needed) and a ready-made holiday to-do list with dates.

Most Christmas systems are a notebook you lose by February. Leave the year blank in this planner and it rolls itself to next Christmas — countdowns, to-do dates, and all. Each January, clear the lists and go again with everything already set up.

It comes in two versions: a filled Example, worked through for a sample family so you can see exactly how everything connects, and a clean Blank ready for your people and your numbers. One rule to learn: blue cells = type here. Everything else fills in by itself.